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Countries Ranked by Bank accounts share (adults) (2024)

Bank accounts share (adults): each country's latest value (2019–2024), ranked from highest to lowest. Source: The World Bank (CC BY 4.0).

Summary

Iceland ranks #1 with 99.9% of people 15+. Finland is second with 99.8% of people 15+, 0.01% behind. The top five are Iceland, Finland, Austria, United Kingdom and France. The median across all 145 is 72.7% of people 15+; South Sudan is last at 5.83% of people 15+.

#1
Iceland · 99.9% of people 15+
Median
72.7% of people 15+
Coverage
145 countries
Data year
2024
Last updated
2026-11-14
Top 10: Bank accounts share (adults)Bar chart of the top 10: 1. Iceland 99.9; 2. Finland 99.8; 3. Austria 99.5; 4. United Kingdom 99.3; 5. France 99.2; 6. Netherlands 99.2; 7. Lithuania 99; 8. Estonia 98.9; 9. Slovenia 98.7; 10. Denmark 98.7.Iceland99.9Finland99.8Austria99.5United Kingdom99.3France99.2Netherlands99.2Lithuania99Estonia98.9Slovenia98.7Denmark98.7
Top 10: Bank accounts share (adults) (% of people 15+). Bar chart of the top 10: 1. Iceland 99.9; 2. Finland 99.8; 3. Austria 99.5; 4. United Kingdom 99.3; 5. France 99.2; 6. Netherlands 99.2; 7. Lithuania 99; 8. Estonia 98.9; 9. Slovenia 98.7; 10. Denmark 98.7.
Bank accounts share (adults) over time, top 5Finland: 99.7 in 2011 to 99.8 in 2024; Austria: 97.1 in 2011 to 99.5 in 2024; United Kingdom: 97.2 in 2011 to 99.3 in 2024; France: 97 in 2011 to 99.2 in 2024.0255075100201120182024FinlandAustriaUnited KingdomFrance
Bank accounts share (adults) over time, top 5 (% of people 15+). Finland: 99.7 in 2011 to 99.8 in 2024; Austria: 97.1 in 2011 to 99.5 in 2024; United Kingdom: 97.2 in 2011 to 99.3 in 2024; France: 97 in 2011 to 99.2 in 2024.

Full ranking

Countries Ranked by Bank accounts share (adults), 2024
RankCountryBank accounts share (adults) (% of people 15+)Year
1Iceland99.92024
2Finland99.82024
3Austria99.52024
4United Kingdom99.32024
5France99.22024
6Netherlands99.22024
7Lithuania992024
8Estonia98.92024
9Slovenia98.72024
10Denmark98.72024
11Sweden98.62024
12Norway98.62024
13Japan98.52024
14Switzerland98.42024
15Canada98.42024
16Spain98.42024
17Germany98.32024
18Ireland98.32024
19Mongolia98.32024
20Belgium98.22024
21Australia982024
22Singapore982024
23New Zealand97.92024
24Hong Kong SAR, China97.32024
25United States972024
26Korea, Rep.96.92024
27Malta96.62024
28Cyprus96.12024
29Latvia952024
30Croatia92.62024
31Czechia92.32024
32Slovak Republic92.22024
33Thailand91.82024
34Portugal91.42024
35Iran, Islamic Rep.91.12024
36Kenya90.12024
37Mauritius89.62024
38China89.42024
39Israel89.32024
40India892024
41Malaysia88.72024
42Greece88.62024
43Ukraine87.62024
44Venezuela, RB87.32024
45Kazakhstan872024
46Hungary872024
47Brazil86.42024
48Poland86.12024
49Italy862024
50United Arab Emirates85.72021
51Chile85.12024
52Bulgaria84.72024
53North Macedonia84.32024
54Serbia83.32024
55Bahrain82.32024
56Argentina81.72024
57Sri Lanka81.72024
58Türkiye81.62024
59Ghana81.22024
60South Africa81.12024
61Russian Federation79.32024
62Saudi Arabia78.82024
63Georgia78.82024
64Bosnia and Herzegovina77.52024
65Senegal76.52024
66Montenegro75.42024
67Trinidad and Tobago74.62024
68Kuwait74.52024
69Uruguay73.72024
70Jamaica73.32021
71Namibia72.92024
72Uganda72.82024
73Zambia72.72024
74Kyrgyz Republic72.32024
75Armenia71.42024
76Costa Rica71.42024
77Romania71.32024
78Viet Nam70.62024
79Oman69.52024
80Gabon68.22024
81Belize682024
82Eswatini65.12024
83Dominican Republic64.82024
84Ecuador64.52024
85Kosovo64.22024
86Panama64.12024
87Nigeria63.32024
88Lesotho61.62024
89Botswana61.42024
90Paraguay60.92024
91Cameroon60.92024
92Nepal602024
93Tanzania59.82024
94Uzbekistan59.72024
95Peru59.32024
96Côte d'Ivoire57.62024
97Togo57.42024
98Colombia57.12024
99Bolivia56.82024
100Indonesia56.32024

Showing the top 100 of 145. Premium downloads the full list as CSV or JSON.

About the top 10

#4 United Kingdom

United Kingdom ranks #4 on this list with 99.3% of people 15+.

Capital
London
Continent
Europe
Income group
High income
Population
69.49 million people (2025)
GDP
US$4 trillion (2025)
GDP per person
US$57,602 (2025)
Life expectancy
81.4 years (2024)
Urban population
83.3% of population (2025)

Largest cities: London, Birmingham, Glasgow.

Also ranks #2 in government debt share of gdp · #2 in new businesses registered · #4 in exports of goods and services.

Full country profile Weather in London (Purr Weather)

#5 France

France ranks #5 on this list with 99.2% of people 15+.

Capital
Paris
Continent
Europe
Income group
High income
Population
68.72 million people (2025)
GDP
US$3.37 trillion (2025)
GDP per person
US$48,986 (2025)
Life expectancy
83 years (2024)
Urban population
78.8% of population (2025)

Largest cities: Paris, Metropolis of Lyon, Bordeaux Métropole.

Also ranks #1 in tourism arrivals · #1 in account ownership (female) share · #3 in remittances received.

Full country profile Weather in Paris (Purr Weather)

Profile facts: World Bank (CC BY 4.0) and Wikidata (CC0); weather links go to Purr Weather, another ChowChow Labs site.

Related rankings

Source and method

Bank accounts share (adults): each country's latest value (2019–2024), ranked from highest to lowest.

Source: The World Bank, indicator FX.OWN.TOTL.ZS. Licence: CC BY 4.0. Retrieved: 2026-11-14.

The World Bank: Account ownership at a financial institution or with a mobile-money-service provider (% of population ages 15+): Global Findex Database, World Bank (WB) (via World Development Indicators)

Original data provider, as recorded by the World Bank: Global Findex Database, World Bank (WB).

Values are shown as published. Provider terms: The World Bank. All licences: Sources & licences.