Countries With the Fastest Decline in Bank branches per 100,000 adults (5-Year Change)

Name: Countries With the Fastest Decline in Bank branches per 100,000 adults (5-Year Change)
Creator: The World Bank
License: https://creativecommons.org/licenses/by/4.0/

Change in Bank branches per 100,000 adults over the five years to each country's latest year, in points (a share or rate is not shown as a % of itself). Only countries that fell are listed. Source: The World Bank (CC BY 4.0).

Summary

Luxembourg fell the most: by 18.8, from 64.9 per 100,000 adults to 46.1 per 100,000 adults in the five years to 2024. Spain is second (−18.2), followed by San Marino (−16.3). 140 countries fell over that period; the median change among them was −2.16.

#1: Luxembourg · −18.8
Median: −2.16
Coverage: 140 countries
Data year: 2024
Last updated: 2026-11-14

Top 10: 5-year change (per 100,000 adults). Bar chart of the top 10: 1. Luxembourg -18.8; 2. Spain -18.2; 3. San Marino -16.3; 4. Cyprus -14.5; 5. Belgium -14; 6. Seychelles -10.7; 7. Lebanon -10.6; 8. New Zealand -10.3; 9. Iceland -9.65; 10. Australia -9.15.

Full ranking

Countries With the Fastest Decline in Bank branches per 100,000 adults (5-Year Change), 2024
Rank	Country	From	To	5-year change (per 100,000 adults)
1	Luxembourg	64.9	46.1	−18.8
2	Spain	49.5	31.3	−18.2
3	San Marino	137	120.8	−16.3
4	Cyprus	33	18.5	−14.5
5	Belgium	32.3	18.4	−14
6	Seychelles	42.6	31.9	−10.7
7	Lebanon	26.5	15.9	−10.6
8	New Zealand	25	14.7	−10.3
9	Iceland	30.1	20.4	−9.65
10	Australia	24.6	15.5	−9.15
11	Slovenia	27.5	18.6	−8.89
12	Italy	39.1	30.3	−8.77
13	St. Kitts and Nevis	42.2	33.9	−8.31
14	Hungary	23.6	15.7	−7.94
15	Poland	29	21.3	−7.71
16	Antigua and Barbuda	24.4	16.9	−7.58
17	Ireland	20.5	13.1	−7.34
18	São Tomé and Principe	19.7	13	−6.71
19	Malta	27.3	20.6	−6.7
20	Portugal	34.7	28.3	−6.31
21	Switzerland	38.4	32.2	−6.19
22	Grenada	21.9	15.9	−6
23	Czechia	20.6	14.6	−5.98
24	Ukraine	21.2	15.5	−5.68
25	Moldova	34	28.3	−5.64
26	Slovak Republic	24.9	19.4	−5.53
27	Dominica	16.4	11	−5.37
28	Netherlands	9.23	3.96	−5.27
29	Latvia	9.7	4.44	−5.25
30	Croatia	29.2	24.2	−5.02
31	Mongolia	63.9	59	−4.88
32	Morocco	24.9	20.2	−4.69
33	United States	30.3	25.7	−4.57
34	Aruba	14.6	10.1	−4.56
35	Germany	11.2	6.66	−4.5
36	Belize	18.7	14.4	−4.36
37	Indonesia	15.5	11.2	−4.28
38	Montenegro	40.7	36.4	−4.26
39	United Arab Emirates	11.3	7.09	−4.25
40	Sweden	14.3	10.2	−4.13
41	Greece	19.3	15.2	−4.1
42	Costa Rica	19.1	15.1	−4.05
43	Russian Federation	25.3	21.2	−4.04
44	France	34	30.1	−3.97
45	Chile	12.8	8.9	−3.85
46	Bahrain	17	13.4	−3.64
47	Brunei Darussalam	19.2	15.8	−3.41
48	Denmark	20	16.6	−3.37
49	Hong Kong SAR, China	20.8	17.6	−3.23
50	Serbia	27.2	24	−3.22
51	Brazil	19	15.8	−3.21
52	Israel	16.8	13.7	−3.14
53	Paraguay	11.9	8.87	−3.07
54	Guatemala	25	21.9	−3.06
55	Romania	23.8	20.8	−3.03
56	Thailand	10.9	8.02	−2.88
57	Barbados	16.1	13.3	−2.83
58	Estonia	8.93	6.22	−2.71
59	Colombia	14.5	11.8	−2.7
60	Ghana	8.58	5.89	−2.68
61	Korea, Rep.	15	12.4	−2.63
62	Namibia	10.5	7.91	−2.63
63	St. Lucia	17.4	14.8	−2.55
64	Panama	20.2	17.7	−2.52
65	Honduras	18.4	16	−2.43
66	Georgia	33.9	31.6	−2.29
67	Türkiye	16	13.7	−2.29
68	Saudi Arabia	9.41	7.19	−2.22
69	Angola	9.03	6.82	−2.21
70	Mauritius	16.3	14.2	−2.18
71	Qatar	12.2	10	−2.14
72	Peru	6.63	4.49	−2.14
73	Malaysia	9.73	7.72	−2
74	Kuwait	12	10.1	−1.97
75	Mexico	14	12	−1.92
76	Singapore	7.81	5.89	−1.92
77	North Macedonia	27	25.3	−1.76
78	Jordan	13.6	11.8	−1.76
79	Canada	19.8	18	−1.71
80	Ecuador	9.64	8.04	−1.61
81	Uruguay	9.99	8.6	−1.39
82	Armenia	24.1	22.7	−1.36
83	Maldives	15.7	14.4	−1.33
84	Nigeria	4.55	3.28	−1.27
85	South Africa	9.23	7.98	−1.25
86	Botswana	9.19	7.95	−1.24
87	Bahamas, The	23.4	22.2	−1.23
88	Jamaica	8.13	6.93	−1.2
89	Benin	3.7	2.52	−1.18
90	Mozambique	4.66	3.49	−1.17
91	Kyrgyz Republic	7.81	6.65	−1.16
92	Suriname	11.1	9.96	−1.14
93	Trinidad and Tobago	11.6	10.5	−1.08
94	Dominican Republic	12.2	11.1	−1.07
95	Argentina	13.3	12.3	−1.04
96	Mali	4.65	3.64	−1.01
97	Austria	11.9	10.9	−0.997
98	Philippines	9.08	8.09	−0.994
99	Viet Nam	4.02	3.1	−0.926
100	West Bank and Gaza	13.8	12.9	−0.87

Showing the top 100 of 140. Premium downloads the full list as CSV or JSON.

About the top 10

#1 Luxembourg

Luxembourg ranks #1 on this list with −18.8.

Capital: Luxembourg
Continent: Europe
Income group: High income
Population: 686,970 people (2025)
GDP: US$101.16 billion (2025)
GDP per person: US$147,250 (2025)
Life expectancy: 83.2 years (2024)
Urban population: 94.9% of population (2025)

Also ranks #2 in gdp per capita ppp · #2 in trade share of gdp · #3 in gdp per capita.

Full country profile

#2 Spain

Spain ranks #2 on this list with −18.2.

Capital: Madrid
Continent: Europe
Income group: High income
Population: 49.36 million people (2025)
GDP: US$1.91 trillion (2025)
GDP per person: US$38,627 (2025)
Life expectancy: 83.9 years (2024)
Urban population: 80.5% of population (2025)

Largest cities: Madrid city, Barcelona, City of Valencia.

Also ranks #7 in female life expectancy · #7 in government debt share of gdp · #8 in tourism arrivals.

Full country profile Weather in Madrid (Purr Weather)

#3 San Marino

San Marino ranks #3 on this list with −16.3.

Capital: San Marino
Continent: Europe
Income group: High income
Population: 34,109 people (2025)
GDP: US$2.03 billion (2023)
GDP per person: US$59,871 (2023)
Life expectancy: 85.8 years (2024)
Urban population: 97.2% of population (2025)

Also ranks #1 in bank branches per 100,000 adults · #2 in life expectancy · #2 in male life expectancy.

Full country profile

#4 Cyprus

Cyprus ranks #4 on this list with −14.5.

Capital: Nicosia
Continent: Europe
Income group: High income
Population: 1.37 million people (2025)
GDP: US$41.23 billion (2025)
GDP per person: US$41,783 (2025)
Life expectancy: 81.8 years (2024)
Urban population: 66.7% of population (2025)

Also ranks #3 in school enrolment (tertiary) · #4 in secure internet servers per million · #4 in immunisation (measles) rate.

Full country profile

#5 Belgium

Belgium ranks #5 on this list with −14.

Capital: Brussels
Continent: Europe
Income group: High income
Population: 11.94 million people (2025)
GDP: US$725.47 billion (2025)
GDP per person: US$60,750 (2025)
Life expectancy: 82.3 years (2024)
Urban population: 87.7% of population (2025)

Also ranks #2 in school enrolment (secondary) · #4 in access to clean cooking fuels · #6 in gender parity index (school enrolment).

Full country profile Weather in Brussels (Purr Weather)

#6 Seychelles

Seychelles ranks #6 on this list with −10.7.

Capital: Victoria
Continent: Africa
Income group: High income
Population: 122,730 people (2025)
GDP: US$2.39 billion (2025)
GDP per person: US$19,449 (2025)
Life expectancy: 76.3 years (2024)
Urban population: 45.5% of population (2025)

Also ranks #1 in protected terrestrial area share · #3 in physicians per 1,000 · #8 in male population share.

Full country profile

#7 Lebanon

Lebanon ranks #7 on this list with −10.6.

Capital: Beirut
Continent: Asia
Income group: Lower middle income
Population: 5.85 million people (2025)
GDP: US$25.97 billion (2024)
GDP per person: US$4,473 (2024)
Life expectancy: 77.9 years (2024)
Urban population: 91% of population (2025)

Largest cities: Beirut.

Also ranks #1 in official exchange rate · #2 in smoking prevalence · #7 in refugee population by asylum.

Full country profile

#8 New Zealand

New Zealand ranks #8 on this list with −10.3.

Capital: Wellington
Continent: Oceania
Income group: High income
Population: 5.32 million people (2025)
GDP: US$264.06 billion (2025)
GDP per person: US$49,591 (2025)
Life expectancy: 82 years (2024)
Urban population: 84% of population (2025)

Largest cities: Auckland.

Also ranks #3 in voice and accountability score · #4 in tax revenue share of gdp · #4 in control of corruption score.

Full country profile Weather in Auckland (Purr Weather)

#9 Iceland

Iceland ranks #9 on this list with −9.65.

Capital: Reykjavík
Continent: Europe
Income group: High income
Population: 392,400 people (2025)
GDP: US$38.58 billion (2025)
GDP per person: US$98,323 (2025)
Life expectancy: 82.8 years (2024)
Urban population: 94.2% of population (2025)

Also ranks #1 in energy use per capita · #1 in bank accounts share (adults) · #1 in water resources per capita.

Full country profile

#10 Australia

Australia ranks #10 on this list with −9.15.

Capital: Canberra
Continent: Oceania
Income group: High income
Population: 27.61 million people (2025)
GDP: US$1.8 trillion (2025)
GDP per person: US$65,130 (2025)
Life expectancy: 83.1 years (2024)
Urban population: 87.7% of population (2025)

Largest cities: Sydney, Melbourne, Brisbane.

Also ranks #2 in regulatory quality score · #3 in access to clean cooking fuels · #4 in new businesses registered.

Full country profile Weather in Sydney (Purr Weather)

Profile facts: World Bank (CC BY 4.0) and Wikidata (CC0); weather links go to Purr Weather, another ChowChow Labs site.

Source and method

Change in Bank branches per 100,000 adults over the five years to each country's latest year, in points (a share or rate is not shown as a % of itself). Only countries that fell are listed.

Source: The World Bank, indicator FB.CBK.BRCH.P5. Licence: CC BY 4.0. Retrieved: 2026-11-14.

The World Bank: Commercial bank branches (per 100,000 adults): Financial Access Survey, International Monetary Fund (IMF) (via World Development Indicators)

Original data provider, as recorded by the World Bank: Financial Access Survey, International Monetary Fund (IMF).

Values are shown as published (changes are computed from the published values). Provider terms: The World Bank. All licences: Sources & licences.

Summary

Full ranking

About the top 10

#1 Luxembourg

#2 Spain

#3 San Marino

#4 Cyprus

#5 Belgium

#6 Seychelles

#7 Lebanon

#8 New Zealand

#9 Iceland

#10 Australia

Related rankings

Source and method