Countries With the Fastest Decline in ATMs per 100,000 adults (5-Year Change)
Change in ATMs per 100,000 adults over the five years to each country's latest year, in points (a share or rate is not shown as a % of itself). Only countries that fell are listed. Source: The World Bank (CC BY 4.0).
Summary
Macao SAR, China fell the most: by 83.2, from 307.9 per 100,000 adults to 224.7 per 100,000 adults in the five years to 2024. Russian Federation is second (−47.8), followed by Belgium (−42.7). 94 countries fell over that period; the median change among them was −5.81.
- #1
- Macao SAR, China · −83.2
- Median
- −5.81
- Coverage
- 94 countries
- Data year
- 2024
- Last updated
- 2026-11-14
Full ranking
| Rank | Country | From | To | 5-year change (per 100,000 adults) |
|---|---|---|---|---|
| 1 | Macao SAR, China | 307.9 | 224.7 | −83.2 |
| 2 | Russian Federation | 163.2 | 115.5 | −47.8 |
| 3 | Belgium | 92.3 | 49.6 | −42.7 |
| 4 | Luxembourg | 114.3 | 72.2 | −42.1 |
| 5 | Ireland | 72.1 | 30.1 | −42 |
| 6 | Croatia | 161.4 | 119.5 | −41.8 |
| 7 | Canada | 214.3 | 173.8 | −40.5 |
| 8 | United Kingdom | 111.1 | 77.7 | −33.3 |
| 9 | San Marino | 167.1 | 134.2 | −32.9 |
| 10 | Mongolia | 56.9 | 25.2 | −31.7 |
| 11 | Australia | 135.7 | 105.2 | −30.4 |
| 12 | Saudi Arabia | 84.6 | 56.1 | −28.5 |
| 13 | Suriname | 46.9 | 18.9 | −28.1 |
| 14 | Brazil | 117.7 | 89.9 | −27.8 |
| 15 | China | 95.3 | 67.8 | −27.5 |
| 16 | New Zealand | 62.4 | 35.3 | −27.1 |
| 17 | Spain | 106.1 | 84.2 | −21.9 |
| 18 | Korea, Rep. | 266.3 | 244.5 | −21.8 |
| 19 | France | 97.8 | 77.6 | −20.2 |
| 20 | Thailand | 111.7 | 93 | −18.6 |
| 21 | Kuwait | 76 | 58 | −18 |
| 22 | Switzerland | 97.8 | 80.3 | −17.5 |
| 23 | South Africa | 62.8 | 46 | −16.9 |
| 24 | Japan | 123.5 | 107 | −16.4 |
| 25 | Slovenia | 87.1 | 70.8 | −16.3 |
| 26 | United Arab Emirates | 68.1 | 53.1 | −15.1 |
| 27 | Lebanon | 47.9 | 32.9 | −15 |
| 28 | Aruba | 124.8 | 111.7 | −13 |
| 29 | Portugal | 170.7 | 157.8 | −12.9 |
| 30 | Iceland | 77.3 | 64.6 | −12.6 |
| 31 | Singapore | 58.7 | 47 | −11.7 |
| 32 | Costa Rica | 75.1 | 64 | −11.1 |
| 33 | Denmark | 44.8 | 33.8 | −11 |
| 34 | Seychelles | 86.6 | 76.2 | −10.4 |
| 35 | Antigua and Barbuda | 67.9 | 58.4 | −9.52 |
| 36 | Norway | 33 | 24.2 | −8.8 |
| 37 | Cyprus | 37.6 | 29.1 | −8.5 |
| 38 | Estonia | 65.7 | 57.2 | −8.46 |
| 39 | Sweden | 31.9 | 23.5 | −8.43 |
| 40 | Netherlands | 41 | 32.8 | −8.24 |
| 41 | Malta | 48.4 | 40.8 | −7.6 |
| 42 | Indonesia | 53 | 45.6 | −7.32 |
| 43 | Bhutan | 47.2 | 39.9 | −7.31 |
| 44 | Bulgaria | 99.1 | 92.3 | −6.81 |
| 45 | Hong Kong SAR, China | 52.7 | 46 | −6.63 |
| 46 | Fiji | 51.9 | 45.5 | −6.43 |
| 47 | Botswana | 44.1 | 37.9 | −6.22 |
| 48 | Ukraine | 94.4 | 89 | −5.41 |
| 49 | Italy | 90.9 | 85.7 | −5.16 |
| 50 | Finland | 37.7 | 33.5 | −4.24 |
| 51 | Poland | 70.7 | 66.6 | −4.11 |
| 52 | Paraguay | 32.4 | 28.4 | −4.02 |
| 53 | Nigeria | 16.4 | 12.8 | −3.53 |
| 54 | Mozambique | 10.7 | 7.29 | −3.45 |
| 55 | Czechia | 58.1 | 54.7 | −3.44 |
| 56 | Brunei Darussalam | 74.2 | 70.9 | −3.33 |
| 57 | West Bank and Gaza | 26.8 | 23.9 | −2.87 |
| 58 | Colombia | 42.5 | 39.9 | −2.62 |
| 59 | Guatemala | 36.1 | 33.6 | −2.53 |
| 60 | Mauritius | 42.6 | 40.2 | −2.4 |
| 61 | Türkiye | 83.3 | 81.1 | −2.25 |
| 62 | Latvia | 58 | 55.9 | −2.13 |
| 63 | Zimbabwe | 6.18 | 4.14 | −2.04 |
| 64 | Austria | 172 | 170.1 | −1.97 |
| 65 | Malaysia | 54.1 | 52.2 | −1.97 |
| 66 | Zambia | 9.66 | 7.7 | −1.96 |
| 67 | Kenya | 7.99 | 6.42 | −1.57 |
| 68 | Dominica | 36.5 | 34.9 | −1.52 |
| 69 | Rwanda | 4.97 | 3.54 | −1.43 |
| 70 | Solomon Islands | 13 | 11.6 | −1.38 |
| 71 | Chile | 48.5 | 47.2 | −1.34 |
| 72 | Panama | 73.8 | 72.5 | −1.28 |
| 73 | Romania | 64.8 | 63.7 | −1.03 |
| 74 | Comoros | 5.59 | 4.59 | −0.999 |
| 75 | Namibia | 68.2 | 67.2 | −0.946 |
| 76 | Bahamas, The | 121.7 | 120.8 | −0.88 |
| 77 | Bahrain | 32.2 | 31.4 | −0.859 |
| 78 | Burkina Faso | 4.98 | 4.14 | −0.84 |
| 79 | Philippines | 28.6 | 27.8 | −0.756 |
| 80 | Malawi | 4.63 | 3.88 | −0.75 |
| 81 | Mali | 4.98 | 4.24 | −0.74 |
| 82 | Tanzania | 6.2 | 5.52 | −0.683 |
| 83 | Micronesia, Fed. Sts. | 13.5 | 13 | −0.581 |
| 84 | Ghana | 11.5 | 11 | −0.543 |
| 85 | Israel | 133.6 | 133.1 | −0.54 |
| 86 | Côte d'Ivoire | 7.57 | 7.04 | −0.523 |
| 87 | Papua New Guinea | 7.84 | 7.32 | −0.516 |
| 88 | Benin | 4.48 | 3.97 | −0.509 |
| 89 | Uganda | 4.11 | 3.61 | −0.499 |
| 90 | Lesotho | 14.2 | 13.8 | −0.445 |
| 91 | Morocco | 28.9 | 28.5 | −0.435 |
| 92 | Niger | 1.8 | 1.4 | −0.397 |
| 93 | Mauritania | 11.3 | 11.1 | −0.165 |
| 94 | Trinidad and Tobago | 44.4 | 44.3 | −0.1 |
About the top 10
#1 Macao SAR, China
Macao SAR, China ranks #1 on this list with −83.2.
- Continent
- Asia
- Income group
- High income
- Population
- 685,900 people (2025)
- GDP
- US$52.06 billion (2025)
- GDP per person
- US$75,902 (2025)
- Life expectancy
- 83.3 years (2024)
- Urban population
- 100% of population (2025)
- International tourist arrivals
- 5.9 million arrivals (2020)
Also ranks #1 in population density · #2 in school enrolment (tertiary) · #2 in services value added share of gdp.
#2 Russian Federation
Russian Federation ranks #2 on this list with −47.8.
- Capital
- Moscow
- Continent
- Europe
- Income group
- High income
- Population
- 143.51 million people (2025)
- GDP
- US$2.56 trillion (2025)
- GDP per person
- US$17,547 (2025)
- Life expectancy
- 73.4 years (2024)
- Urban population
- 75.3% of population (2025)
Largest cities: Moscow, Saint Petersburg, Novosibirsk.
Also ranks #1 in land area · #1 in surface area · #1 in forest area.
#3 Belgium
Belgium ranks #3 on this list with −42.7.
- Capital
- Brussels
- Continent
- Europe
- Income group
- High income
- Population
- 11.94 million people (2025)
- GDP
- US$725.47 billion (2025)
- GDP per person
- US$60,750 (2025)
- Life expectancy
- 82.3 years (2024)
- Urban population
- 87.7% of population (2025)
Also ranks #2 in school enrolment (secondary) · #4 in access to clean cooking fuels · #6 in gender parity index (school enrolment).
#4 Luxembourg
Luxembourg ranks #4 on this list with −42.1.
- Capital
- Luxembourg
- Continent
- Europe
- Income group
- High income
- Population
- 686,970 people (2025)
- GDP
- US$101.16 billion (2025)
- GDP per person
- US$147,250 (2025)
- Life expectancy
- 83.2 years (2024)
- Urban population
- 94.9% of population (2025)
Also ranks #2 in gdp per capita ppp · #2 in trade share of gdp · #3 in gdp per capita.
#5 Ireland
Ireland ranks #5 on this list with −42.
- Capital
- Dublin
- Continent
- Europe
- Income group
- High income
- Population
- 5.48 million people (2025)
- GDP
- US$721.7 billion (2025)
- GDP per person
- US$131,590 (2025)
- Life expectancy
- 83 years (2024)
- Urban population
- 64.6% of population (2025)
Also ranks #3 in gdp per capita ppp · #3 in air passengers carried · #3 in manufacturing value added share of gdp.
#6 Croatia
Croatia ranks #6 on this list with −41.8.
- Capital
- Zagreb
- Continent
- Europe
- Income group
- High income
- Population
- 3.88 million people (2025)
- GDP
- US$105.06 billion (2025)
- GDP per person
- US$27,104 (2025)
- Life expectancy
- 78.9 years (2024)
- Urban population
- 57.8% of population (2025)
Also ranks #10 in population ages 65+ share · #10 in death rate · #11 in age dependency ratio (old).
#7 Canada
Canada ranks #7 on this list with −40.5.
- Capital
- Ottawa
- Continent
- North America
- Income group
- High income
- Population
- 41.65 million people (2025)
- GDP
- US$2.32 trillion (2025)
- GDP per person
- US$55,698 (2025)
- Life expectancy
- 82.1 years (2024)
- Urban population
- 82.9% of population (2025)
Largest cities: Toronto, Montreal, Calgary.
Also ranks #2 in surface area · #3 in forest area · #4 in land area.
#8 United Kingdom
United Kingdom ranks #8 on this list with −33.3.
- Capital
- London
- Continent
- Europe
- Income group
- High income
- Population
- 69.49 million people (2025)
- GDP
- US$4 trillion (2025)
- GDP per person
- US$57,602 (2025)
- Life expectancy
- 81.4 years (2024)
- Urban population
- 83.3% of population (2025)
Largest cities: London, Birmingham, Glasgow.
Also ranks #2 in government debt share of gdp · #2 in new businesses registered · #4 in exports of goods and services.
#9 San Marino
San Marino ranks #9 on this list with −32.9.
- Capital
- San Marino
- Continent
- Europe
- Income group
- High income
- Population
- 34,109 people (2025)
- GDP
- US$2.03 billion (2023)
- GDP per person
- US$59,871 (2023)
- Life expectancy
- 85.8 years (2024)
- Urban population
- 97.2% of population (2025)
Also ranks #1 in bank branches per 100,000 adults · #2 in life expectancy · #2 in male life expectancy.
#10 Mongolia
Mongolia ranks #10 on this list with −31.7.
- Capital
- Ulaanbaatar
- Continent
- Asia
- Income group
- Upper middle income
- Population
- 3.57 million people (2025)
- GDP
- US$25.37 billion (2025)
- GDP per person
- US$7,108 (2025)
- Life expectancy
- 72.4 years (2024)
- Urban population
- 71.1% of population (2025)
Largest cities: Ulaanbaatar.
Also ranks #3 in mineral rents share of gdp · #4 in bank branches per 100,000 adults · #5 in hospital beds per 10,000.
Profile facts: World Bank (CC BY 4.0) and Wikidata (CC0); weather links go to Purr Weather, another ChowChow Labs site.
Source and method
Change in ATMs per 100,000 adults over the five years to each country's latest year, in points (a share or rate is not shown as a % of itself). Only countries that fell are listed.
Source: The World Bank, indicator FB.ATM.TOTL.P5. Licence: CC BY 4.0. Retrieved: 2026-11-14.
The World Bank: Automated teller machines (ATMs) (per 100,000 adults): Financial Access Survey, International Monetary Fund (IMF) (via World Development Indicators)
Original data provider, as recorded by the World Bank: Financial Access Survey, International Monetary Fund (IMF).
Values are shown as published (changes are computed from the published values). Provider terms: The World Bank. All licences: Sources & licences.