Countries Ranked by Lending interest rate (2025)
Lending interest rate: each country's latest value (2020–2025), ranked from highest to lowest. Source: The World Bank (CC BY 4.0).
Summary
Madagascar ranks #1 with 60%. Zimbabwe is second with 46.4%, 29.4% behind. The top five are Madagascar, Zimbabwe, Argentina, Brazil and Malawi. The median across all 114 is 8.64%; New Zealand is last at 0%. Madagascar's figure has risen 135% since 2001 (25.5% to 60% in 2025).
- #1
- Madagascar · 60%
- Median
- 8.64%
- Coverage
- 114 countries
- Data year
- 2025
- Last updated
- 2026-11-14
Full ranking
| Rank | Country | Lending interest rate (%) | Year |
|---|---|---|---|
| 1 | Madagascar | 60 | 2025 |
| 2 | Zimbabwe | 46.4 | 2025 |
| 3 | Argentina | 46 | 2025 |
| 4 | Brazil | 45.3 | 2025 |
| 5 | Malawi | 37.1 | 2024 |
| 6 | Egypt, Arab Rep. | 24.3 | 2024 |
| 7 | Congo, Dem. Rep. | 24.1 | 2025 |
| 8 | Uzbekistan | 23.1 | 2024 |
| 9 | Gambia, The | 22 | 2025 |
| 10 | Sierra Leone | 21.4 | 2025 |
| 11 | Kyrgyz Republic | 19.8 | 2024 |
| 12 | Ukraine | 19.7 | 2025 |
| 13 | Angola | 19.4 | 2025 |
| 14 | Honduras | 18.6 | 2025 |
| 15 | Nigeria | 18.5 | 2025 |
| 16 | São Tomé and Principe | 17.7 | 2025 |
| 17 | Mozambique | 17.5 | 2025 |
| 18 | Russian Federation | 17.1 | 2024 |
| 19 | Tanzania | 16.7 | 2020 |
| 20 | Kenya | 16.6 | 2024 |
| 21 | Rwanda | 16 | 2024 |
| 22 | Mongolia | 16 | 2021 |
| 23 | Georgia | 15.9 | 2025 |
| 24 | Azerbaijan | 15.3 | 2025 |
| 25 | Dominican Republic | 15.3 | 2024 |
| 26 | Myanmar | 14.8 | 2020 |
| 27 | Suriname | 14.5 | 2025 |
| 28 | Colombia | 14.3 | 2025 |
| 29 | South Sudan | 14.3 | 2025 |
| 30 | Armenia | 13.8 | 2025 |
| 31 | Haiti | 13 | 2025 |
| 32 | Liberia | 13 | 2025 |
| 33 | Guatemala | 12.9 | 2025 |
| 34 | Micronesia, Fed. Sts. | 12.6 | 2021 |
| 35 | Peru | 12.6 | 2022 |
| 36 | Paraguay | 12.5 | 2021 |
| 37 | Burundi | 12.4 | 2025 |
| 38 | Jamaica | 12.1 | 2025 |
| 39 | Bhutan | 11.8 | 2025 |
| 40 | Maldives | 11.6 | 2025 |
| 41 | Lesotho | 11.2 | 2024 |
| 42 | Iceland | 11 | 2025 |
| 43 | Namibia | 11 | 2024 |
| 44 | Belarus | 10.9 | 2025 |
| 45 | Eswatini | 10.9 | 2024 |
| 46 | South Africa | 10.7 | 2025 |
| 47 | Timor-Leste | 10.4 | 2025 |
| 48 | Bolivia | 10.2 | 2025 |
| 49 | Uruguay | 10.1 | 2025 |
| 50 | Seychelles | 9.85 | 2025 |
| 51 | Zambia | 9.48 | 2020 |
| 52 | Viet Nam | 9.32 | 2023 |
| 53 | Nicaragua | 9.16 | 2025 |
| 54 | Mauritius | 9 | 2025 |
| 55 | Moldova | 8.99 | 2025 |
| 56 | Mexico | 8.79 | 2025 |
| 57 | Pakistan | 8.67 | 2021 |
| 58 | Bangladesh | 8.62 | 2025 |
| 59 | India | 8.57 | 2022 |
| 60 | Romania | 8.52 | 2025 |
| 61 | Indonesia | 8.5 | 2025 |
| 62 | Belize | 8.48 | 2025 |
| 63 | Vanuatu | 8.45 | 2025 |
| 64 | Samoa | 8.39 | 2025 |
| 65 | Papua New Guinea | 8.29 | 2024 |
| 66 | Guyana | 8.23 | 2025 |
| 67 | Jordan | 8.1 | 2025 |
| 68 | Barbados | 8.05 | 2022 |
| 69 | Comoros | 8.03 | 2022 |
| 70 | Hungary | 8.01 | 2025 |
| 71 | Algeria | 8 | 2025 |
| 72 | Cabo Verde | 7.75 | 2025 |
| 73 | Tonga | 7.56 | 2025 |
| 74 | Trinidad and Tobago | 7.5 | 2025 |
| 75 | St. Vincent and the Grenadines | 7.06 | 2025 |
| 76 | Panama | 6.91 | 2022 |
| 77 | Costa Rica | 6.88 | 2025 |
| 78 | Grenada | 6.86 | 2025 |
| 79 | St. Kitts and Nevis | 6.52 | 2025 |
| 80 | Albania | 6.44 | 2024 |
| 81 | Antigua and Barbuda | 6.39 | 2025 |
| 82 | Montenegro | 6.32 | 2025 |
| 83 | Botswana | 6.26 | 2024 |
| 84 | St. Lucia | 6.25 | 2025 |
| 85 | Benin | 6.25 | 2021 |
| 86 | Burkina Faso | 6.25 | 2021 |
| 87 | Norway | 5.88 | 2025 |
| 88 | Aruba | 5.8 | 2023 |
| 89 | Dominica | 5.77 | 2025 |
| 90 | West Bank and Gaza | 5.56 | 2021 |
| 91 | Brunei Darussalam | 5.5 | 2025 |
| 92 | Oman | 5.5 | 2021 |
| 93 | Macao SAR, China | 5.45 | 2025 |
| 94 | North Macedonia | 5.42 | 2025 |
| 95 | Singapore | 5.25 | 2021 |
| 96 | Hong Kong SAR, China | 5.18 | 2025 |
| 97 | Solomon Islands | 5.18 | 2021 |
| 98 | Kuwait | 5.03 | 2025 |
| 99 | Thailand | 4.99 | 2025 |
| 100 | Italy | 4.89 | 2023 |
Showing the top 100 of 114. Premium downloads the full list as CSV or JSON.
About the top 10
#1 Madagascar
Madagascar ranks #1 on this list with 60%.
- Capital
- Antananarivo
- Continent
- Africa
- Income group
- Low income
- Population
- 32.74 million people (2025)
- GDP
- US$19.62 billion (2025)
- GDP per person
- US$599.3 (2025)
- Life expectancy
- 63.8 years (2024)
- Urban population
- 32.9% of population (2025)
Largest cities: Antananarivo.
Also ranks #1 in female labour force participation · #2 in labour force participation rate · #3 in prevalence of undernourishment.
#2 Zimbabwe
Zimbabwe ranks #2 on this list with 46.4%.
- Capital
- Harare
- Continent
- Africa
- Income group
- Lower middle income
- Population
- 16.95 million people (2025)
- GDP
- US$51.22 billion (2025)
- GDP per person
- US$3,021 (2025)
- Life expectancy
- 63.1 years (2024)
- Urban population
- 40.5% of population (2025)
Largest cities: Harare, Masvingo.
Also ranks #3 in inflation rate · #4 in income share of richest 10% · #6 in infant mortality rate.
#3 Argentina
Argentina ranks #3 on this list with 46%.
- Capital
- Buenos Aires
- Continent
- South America
- Income group
- Upper middle income
- Population
- 45.85 million people (2025)
- GDP
- US$683.1 billion (2025)
- GDP per person
- US$14,898 (2025)
- Life expectancy
- 77.5 years (2024)
- Urban population
- 92.4% of population (2025)
Largest cities: Greater Buenos Aires, Buenos Aires, Córdoba.
Also ranks #1 in inflation rate · #2 in access to clean cooking fuels · #2 in deposit interest rate.
#4 Brazil
Brazil ranks #4 on this list with 45.3%.
- Capital
- Brasília
- Continent
- South America
- Income group
- Upper middle income
- Population
- 212.81 million people (2025)
- GDP
- US$2.28 trillion (2025)
- GDP per person
- US$10,713 (2025)
- Life expectancy
- 76 years (2024)
- Urban population
- 88.2% of population (2025)
Largest cities: Greater Rio de Janeiro, São Paulo, Rio de Janeiro.
Also ranks #1 in new businesses registered · #2 in forest area · #3 in external debt stocks.
#5 Malawi
Malawi ranks #5 on this list with 37.1% (2024).
- Capital
- Lilongwe
- Continent
- Africa
- Income group
- Low income
- Population
- 22.22 million people (2025)
- GDP
- US$14.92 billion (2025)
- GDP per person
- US$671.5 (2025)
- Life expectancy
- 67.6 years (2024)
- Urban population
- 17.6% of population (2025)
Also ranks #3 in school enrolment (primary) · #3 in pupil-teacher ratio (primary) · #3 in poverty headcount ratio.
#6 Egypt, Arab Rep.
Egypt, Arab Rep. ranks #6 on this list with 24.3% (2024).
- Capital
- Cairo
- Continent
- Africa
- Income group
- Lower middle income
- Population
- 118.37 million people (2025)
- GDP
- US$365.25 billion (2025)
- GDP per person
- US$3,086 (2025)
- Life expectancy
- 71.8 years (2024)
- Urban population
- 42.9% of population (2025)
Largest cities: Cairo, Alexandria, Giza.
Also ranks #1 in irrigated land share · #3 in deposit interest rate · #5 in remittances received.
#7 Congo, Dem. Rep.
Congo, Dem. Rep. ranks #7 on this list with 24.1%.
- Capital
- Kinshasa
- Continent
- Africa
- Income group
- Low income
- Population
- 112.83 million people (2025)
- GDP
- US$91.03 billion (2025)
- GDP per person
- US$806.8 (2025)
- Life expectancy
- 62.1 years (2024)
- Urban population
- 45.1% of population (2025)
Largest cities: Kinshasa, Mbuji-Mayi, Kananga.
Also ranks #1 in renewable energy share · #1 in poverty headcount ratio · #1 in mineral rents share of gdp.
#8 Uzbekistan
Uzbekistan ranks #8 on this list with 23.1% (2024).
- Capital
- Tashkent
- Continent
- Asia
- Income group
- Lower middle income
- Population
- 37.05 million people (2025)
- GDP
- US$147.04 billion (2025)
- GDP per person
- US$3,968 (2025)
- Life expectancy
- 72.5 years (2024)
- Urban population
- 51% of population (2025)
Largest cities: Tashkent.
Also ranks #2 in literacy rate · #4 in deposit interest rate · #5 in bank branches per 100,000 adults.
#9 Gambia, The
Gambia, The ranks #9 on this list with 22%.
- Capital
- Banjul
- Continent
- Africa
- Income group
- Low income
- Population
- 2.82 million people (2025)
- GDP
- US$2.59 billion (2025)
- GDP per person
- US$919.1 (2025)
- Life expectancy
- 66.1 years (2024)
- Urban population
- 65% of population (2025)
Also ranks #2 in gender parity index (school enrolment) · #3 in arable land share · #7 in gross capital formation rate.
#10 Sierra Leone
Sierra Leone ranks #10 on this list with 21.4%.
- Capital
- Freetown
- Continent
- Africa
- Income group
- Low income
- Population
- 8.82 million people (2025)
- GDP
- US$7.46 billion (2025)
- GDP per person
- US$846.3 (2025)
- Life expectancy
- 62 years (2024)
- Urban population
- 45.9% of population (2025)
Also ranks #1 in school enrolment (primary) · #7 in under-5 mortality rate · #8 in forest rents share of gdp.
Profile facts: World Bank (CC BY 4.0) and Wikidata (CC0); weather links go to Purr Weather, another ChowChow Labs site.
Source and method
Lending interest rate: each country's latest value (2020–2025), ranked from highest to lowest.
Source: The World Bank, indicator FR.INR.LEND. Licence: CC BY 4.0. Retrieved: 2026-11-14.
The World Bank: Lending interest rate (%): International Financial Statistics database, International Monetary Fund (IMF) (via World Development Indicators)
Original data provider, as recorded by the World Bank: International Financial Statistics database, International Monetary Fund (IMF).
Values are shown as published. Provider terms: The World Bank. All licences: Sources & licences.